How to Save for Your Next Vacation…

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Do you know how long habits take?

According to the University College London (UCL) on average it takes 66 days to change a habit.

But it all starts with the first step…

To break bad spending habits and start saving for your next vacation, here are four simple tricks:

1. Set up an automatic transfer to a savings account.  An automatic transfer of just $85 per month will save over $1,000 annually for your next vacation.

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2. Skip the small stuff
like $5 coffees at Starbucks or $70 mani/pedis. Those small frivolous expenses add up fast and aren’t worth it.  Besides, it’s easy to make your own coffee and paint your own nails.
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3. Keep a change jar in your kitchen as a daily reminder to control your spending.  Just before your trip, cash in the coins at a bank or coin machine.
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4. Negotiate all the time.  I used to be a professional buyer and everything is negotiable, from groceries to cars. Simply ask “Is this price negotiable?” and you’ll be shocked at the number of “yes” responses you get.

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So why not try these new habits?  There’s nothing to lose.

How to Save for Your Next Vacation…, compiled by Admin