An Expat Guide to the Norwegian Healthcare System

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An Expat Guide to the Norwegian Healthcare System

Norway is renowned for its high quality of life, and the Norwegian healthcare system is a significant contributor to this reputation. For expatriates, understanding the healthcare system is very important so they can receive the medical care they need while living in the country. Here’s  an expat guide to the Norwegian healthcare system.

This guide covers everything you need to know about the healthcare system in Norway, from registering for healthcare to understanding the costs involved.

Step One—The Relocation

Relocating to Norway involves meticulous planning and preparation. One of the key steps is ensuring a smooth move, which is why many expatriates choose to hire experienced international moving pros. The right professionals can handle the complex logistics of your move, take care of your valuable possessions, and allow you to focus on settling into your new home before tackling bureaucracy and the healthcare system.

Overview of the Norwegian Healthcare System

The Norwegian healthcare system is publicly funded and operates on principles of universal access, decentralization, and free choice of provider. Designed to provide comprehensive healthcare services to all residents regardless of their financial situation, the system is primarily funded through taxation.

An Expat Guide to the Norwegian Healthcare System
Designed to provide comprehensive healthcare services to all residents regardless of their financial situation, the Norwegian health care system is primarily funded through taxation. Photo: Internations.

This means most healthcare services are free at the point of use, although some out-of-pocket expenses exist. These expenses are kept relatively low, ensuring that healthcare remains affordable for everyone. The system also emphasizes preventive care and early intervention, contributing to better overall public health outcomes.

What’s more, Norway’s healthcare system is known for its high standards and efficient services, making it one of the best in the world.

Registration for Healthcare Services

When you move to Norway, the first step in accessing healthcare services is registering with the National Registry (Folkeregisteret). This process involves obtaining a personal identification number (personnummer), which is essential for accessing all public services, including healthcare. Once registered, you will be assigned a general practitioner (GP) or fastlege, who will serve as your primary point of contact for medical issues.

A happy couple signing up for the Norwegian healthcare system
Make sure to register with the National Registry. Photo: RDNE Stock project/Pexels

How to Register

To register, you need to visit the National Registry Office with identification, proof of address, and other relevant documents. After obtaining your personal identification number, you can choose a GP through the Norwegian Health Economics Administration (HELFO) website. If necessary, you have the option to change your GP up to twice a year.

Primary Healthcare Services

In the Norwegian healthcare system, the GP plays a central role. They handle routine check-ups, preventive care, and referrals to specialists. If you need medical attention, your first step is to contact your GP, who can then refer you to a specialist or hospital if necessary.

Services Provided by GPs

GPs in Norway provide a range of services, including routine health check-ups, prescriptions for medication, referrals to specialists, and preventive care such as vaccinations. They are also important because:

  1. They act as gatekeepers to the rest of the healthcare system, ensuring patients receive the appropriate care.
  2. GPs are also responsible for managing chronic conditions, offering lifestyle advice, and conducting regular screenings for common health issues.
  3. They provide guidance on mental health concerns and can coordinate care with mental health professionals when necessary.
  4. The relationship with your GP is pivotal, as they are your primary contact within the healthcare system and play a crucial role in your overall health management.
An Expat Guide to the Norwegian Healthcare System
GPs in Norway provide a range of services. Photo: New in Norway

Specialist Care and Hospitals

If your GP determines that you need specialized care, they will refer you to a specialist. Norway has a wide range of specialists covering all medical fields, and you may be referred to either a public or private specialist, depending on your needs.

Public vs. Private Specialists

The public healthcare system covers public specialists, but you may face longer waiting times. On the other hand, private specialists generally offer faster access but come with higher out-of-pocket costs. Public specialists are well-qualified and provide high-quality care, though the waiting period can be challenging for those needing urgent attention.

While more expensive, private specialists often have shorter wait times and may offer more flexible appointment scheduling. Patients sometimes choose private care to avoid delays, especially for non-emergency treatments or elective procedures. It’s important to weigh the costs and benefits of each option to make an informed decision based on your healthcare needs and financial situation.

Hospitals and Emergency Care

Norway has a network of hospitals that provide a wide range of services, from emergency care to specialized treatments. In case of an emergency, you can go directly to the emergency room (legevakt) or call the emergency number (113).

Types of Hospitals

Local hospitals provide general medical services, while regional hospitals offer more specialized treatments. University hospitals conduct research and provide highly specialized care.

An Expat Guide to the Norwegian Healthcare System
The public healthcare system does not cover adult dental care in Norway. Photo: Life in Norway

Dental Care

The public healthcare system does not cover adult dental care in Norway. Children under 18, however, receive free dental care. Adults must pay for dental services, although subsidies are available for certain conditions and low-income individuals.

Dental Services

Dental services in Norway include routine check-ups, fillings and extractions, orthodontics, and emergency dental care. Both public and private dental clinics provide these services.

Mental Health Services

Mental health is taken seriously in Norway, and various services are available to support mental well-being. These services range from counseling and therapy to inpatient care for more severe conditions.

Accessing Mental Health Services

You can access mental health services through a referral from your GP, or in some cases, self-referral without a GP’s recommendation is possible. Private mental health services are also available for those seeking immediate care, though they come at a higher cost.

Costs and Insurance

While the Norwegian healthcare system is publicly funded, there are some costs associated with healthcare services. However, there are annual caps on out-of-pocket expenses to ensure that no one pays an excessive amount for healthcare.

Out-of-Pocket Expenses

Though both are subsidized, there is typically a small fee for GP visits and higher fees for specialist visits. The public system partially covers prescription medications. Annual caps on out-of-pocket expenses help manage these costs.

Health Insurance

Most residents rely on the public healthcare system, but some expatriates opt for private health insurance to cover additional services such as private specialists or faster access to care.

An Expat Guide to the Norwegian Healthcare System
Register with the National Registry as soon as possible to access healthcare services. Photo: Accenture

Tips for Navigating the Norwegian Healthcare System

To make the most of the local healthcare system, remember the following:

  • Register with the National Registry as soon as possible to access healthcare services.
  • Familiarize yourself with your rights and responsibilities within the system.
  • While many healthcare professionals speak English, learning some Norwegian can help in communication.
  • Keep a list of emergency numbers handy, including your GP’s contact information and the emergency number (113).
  • Be aware of the annual caps on out-of-pocket expenses to plan your finances accordingly.

An Expat Guide to the Norwegian Healthcare System – To Summarize

The Norwegian healthcare system is designed to provide comprehensive and accessible medical care to all residents. By understanding how the system works and taking the necessary steps to register and access services, expatriates can ensure they receive the healthcare they need while living in Norway. From primary care and specialist services to emergency and mental health care, the system is structured to support the well-being of its residents.

An Expat Guide to the Norwegian Healthcare System
Khalid Duncan

An Expat Guide to the Norwegian Healthcare System, written dedicatedly for Daily Scandinavian by Khalid Duncan. Khalid is an expat in Norway with firsthand experience navigating the Norwegian healthcare system. With a background in healthcare communication, he specializes in creating informative and SEO-friendly content to help fellow expatriates. Khalid enjoys sharing practical advice and insights to make transitioning to life in Norway smoother and more manageable.

Feature image (on top) © Norden.org/Christiaan Dirksen

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Journalist, PR and marketing consultant Tor Kjolberg has several degrees in marketing management. He started out as a marketing manager in Scandinavian companies and his last engagement before going solo was as director in one of Norway’s largest corporations. Tor realized early on that writing engaging stories was more efficient and far cheaper than paying for ads. He wrote hundreds of articles on products and services offered by the companies he worked for. Thus, he was attuned to the fact that storytelling was his passion.

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